Author: Anil R Tikotekar
मी यापूर्वी बँक ऑफ महाराष्ट्र मध्ये क्षेत्रीय अधिकारी म्हणून काम करत होतो. मुंबई, पुणे, सोलापूर, कोल्हापूर व लातूर येथे काम करण्याचा अनुभव आहे . १६ वर्षे मनेजर म्हणूनही काम केले आहे तसेच बँक ऑफ महाराष्ट्र मधील ट्रेनिंग कॉलेज मध्ये शिकवण्याचा देखील अनुभव आहे. माझा इमेल aniltikotekar@gmail.com असा आहे. माझी website अजून चांगली कशी होईल याबाबत सूचनांचे स्वागतच आहे. कोणत्याही आर्थिक फायदा मिळवावा अशा हेतूने ही website सुरु केलीली नाही याची नोंद वाचकांनी घेणे गरजेचे आहे. तसेच या संकेतस्थळावर दिला गेलेला सल्लाअमलात आणण्याआधी आपल्या आर्थिक बाबी माहित असण्याऱ्या व्यक्तींचा [ जसे की CA ] सल्ला घ्यावा. समाजातील काही घटनांना थोडीशी जरी मदत झाली तरी हा प्रयत्न थोडाफार तरी यशस्वी झाला असे म्हणता येईल.
Raghav Chadha – ‘Minimum balance, ATM usage, inactivity fee…’: Raghav Chadha calls out banks over hidden charges – ‘Minimum balance, ATM usage, inactivity fee…’: Raghav Chadha calls out banks over hidden charges BusinessToday
https://www.businesstoday.in/india/story/minimum-balance-atm-usage-inactivity-fee-raghav-chadha-calls-out-banks-over-hidden-charges-469580-2025-03-27 Clipped from: https://www.businesstoday.in/india/story/minimum-balance-atm-usage-inactivity-fee-raghav-chadha-calls-out-banks-over-hidden-charges-469580-2025-03-27 “Money is stolen from the customers, and they don’t even know how much money banks take away from them under these charges
Firing at US Fed, turmoil in markets | The Indian Express
Clipped from: https://indianexpress.com/article/opinion/editorials/firing-at-us-fed-turmoil-in-markets-9952378/ Undermining independence of central bank will only add to uncertainty and turmoil in economy On Monday, former US treasury secretary Janet Yellen said
UK Visa: Student and work permit demand dips amid stricter immigration rules – Investing Abroad News | The Financial Express
Clipped from: https://www.financialexpress.com/business/investing-abroad-uk-sees-37-decline-in-visa-applications-of-international-students-and-foreign-workers-3815115/?ref=business_hp The number of international students choosing the UK as a study abroad destination decreased in the year ending March 2025, according to recent
‘If I want him out, he’ll be out’ says Trump, Fed chief Powell said he won’t – Investing Abroad News | The Financial Express
Clipped from: https://www.financialexpress.com/business/investing-abroad/if-i-want-him-out-hell-be-out-says-trump-fed-chief-powell-said-he-wont/3815583/?ref=business_hp As the global economy is still gauging the effects of the Trump 90-day tariff pause, the ECB announced that the rates have been
*******ITR Filing 2025: Here’s how to use e-pay feature to clear income tax dues | A step-by-step guide – Money News | The Financial Express
Clipped from: https://www.financialexpress.com/money/itr-filing-2025-heres-how-to-use-e-pay-feature-to-clear-income-tax-dues-a-step-by-step-guide-3815863/?ref=money_hp This user-friendly option allows individuals to pay income tax through various methods such as net banking, debit card, over-the-counter payments, NEFT/RTGS, or payment
*****GST on apartment maintenance: A tax firm clears the air on ₹7,500 rule confusion – GST on apartment maintenance: A tax firm clears the air on ₹7,500 rule confusion BusinessToday
https://www.businesstoday.in/personal-finance/tax/story/gst-on-apartment-maintenance-a-tax-firm-clears-the-air-on-rs7500-rule-confusion-472415-2025-04-17 Clipped from: https://www.businesstoday.in/personal-finance/tax/story/gst-on-apartment-maintenance-a-tax-firm-clears-the-air-on-rs7500-rule-confusion-472415-2025-04-17 The biggest misconception? That if monthly maintenance exceeds ₹7,500 per flat, the entire amount is subject to 18% GST. This belief is
*****Did ICICI Bank outperform HDFC Bank in the March 2025 quarter? – Stock Insights News | The Financial Express
Clipped from: https://www.financialexpress.com/market/stock-insights/did-icici-bank-outperform-hdfc-bank-in-the-march-2025-quarter/3815067/?ref=stockinsights_hp ICICI Bank outperformed HDFC Bank in Q4 FY25 with higher profit growth, better NIM, and stronger credit growth. While both hit 52-week highs,
*******A fraud on all stakeholders – Opinion News | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/a-fraud-on-all-stakeholders/3816140/?ref=latest_hp Without stricter regulations, straightforward guidelines, sizeable penalties, and auditing responsibilities, companies will continue to pass frauds as an illusion of consciousness. Greenwashing seems
IT paradox: Deals surge but growth to be tepid – Industry News | The Financial Express
Clipped from: https://www.financialexpress.com/business/industry-it-paradox-deals-surge-but-growth-to-be-tepid-3816014/?ref=hometop_hp Despite strong deal wins in Q4FY25, Indian IT giants TCS, Infosys, and Wipro forecast muted FY26 growth due to slow deal conversion, macroeconomic
*******No I-T on new flat received exchange for old under Section 56(2)(x) | Personal Finance – Business Standard
Clipped from: https://www.business-standard.com/finance/personal-finance/no-i-t-on-new-flat-received-exchange-for-old-under-section-56-2-x-125041700903_1.html The judgment is likely to benefit prospective homeowners who are planning to exchange their old homes for upgraded accommodations in newly developed residential
*******Transition time: IT services sector to see new winners and losers
Clipped from: https://www.business-standard.com/opinion/editorial/transition-time-it-services-sector-to-see-new-winners-and-losers-125042000759_1.html American retailers – such as Best Buy, Walmart, and Target – have indicated that higher prices are affecting their sales Spending on GenAI
Motor insurance: Driving with expired licence can lead to claim rejection | Personal Finance – Business Standard
Clipped from: https://www.business-standard.com/finance/personal-finance/motor-insurance-driving-with-expired-licence-can-lead-to-claim-rejection-125041800461_1.html While a 30-day grace period is available for licence renewal, the Motor Vehicles Act of 2019 clearly states that driving with an expired
*******Saying ‘please’, ‘thank you’ adds millions in OpenAI’s costs: Sam Altman | Tech News – Business Standard
https://www.business-standard.com/technology/tech-news/openai-sam-altman-chatgpt-please-thank-you-millions-cost-power-usage-125042000313_1.html lipped from: https://www.business-standard.com/technology/tech-news/openai-sam-altman-chatgpt-please-thank-you-millions-cost-power-usage-125042000313_1.html While seemingly trivial, polite phrases require ChatGPT to interpret and generate full responses, thus increasing the computational load OpenAI CEO Sam Altman
RBI’s draft gold loan norms: Compliance cost may rise for lenders | Finance News – Business Standard
Clipped from: https://www.business-standard.com/finance/news/rbi-s-gold-loan-norms-may-raise-compliance-burden-for-banks-and-nbfcs-125042000305_1.html Banks, NBFCs need to adopt standardised documentation across all branches Experts said this would increase the operational cost of banks and NBFCs as
CD ratio cut won’t be as steep in FY26: HDFC Bank MD & CEO Jagdishan | Company News – Business Standard
https://www.business-standard.com/companies/news/hdfc-bank-cd-ratio-adjustment-in-fy26-will-not-be-as-steep-md-ceo-125042000447_1.html Clipped from: https://www.business-standard.com/companies/news/hdfc-bank-cd-ratio-adjustment-in-fy26-will-not-be-as-steep-md-ceo-125042000447_1.html CD ratio of HDFC Bank to return to pre-merger levels (85-90 per cent) in FY27 Sashidhar Jagdishan, MD And CEO Of HDFC
*******Quantifying Escaped Income Mandatory at Reason-Recording Stage: ITAT Delhi
Clipped from: https://taxguru.in/income-tax/quantifying-escaped-income-mandatory-reason-recording-stage-itat-delhi.html Vijender Nath Gupta Vs ITO (ITAT Delhi) AO reopened the assessment based on information received from the Investigation Wing, which alleged unexplained high-volume
*******STCG vs LTCG: Tax Rates & Treatment under New regime for FY 2024-25
Clipped from: https://taxguru.in/income-tax/stcg-vs-ltcg-tax-rates-treatment-new-regime-fy-2024-25.html Under the new tax regime for FY24-25, short-term capital gains (STCG) and long-term capital gains (LTCG) on listed equity shares, equity oriented mutual
Open AI CEO Altman’s response — cost of saying “please ” ” thank you ” is ” tens of millions ” — Courtesy Business Standard
OpenAI CEO Sam Altman has revealed that user politeness, such as saying “please” and “thank you” to ChatGPT, contributes to millions of dollars in operational
RBI Draft guidelines– Gold Loans — what it will mean to NBFC — Courtesy Business Standard
“Currently, the cost of collection, documentation, and calculation as far as gold loans are concerned is around 2 per cent. If the guidelines are implemented
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