What PSBs need to do garner deposits ? Article by Mr Das — Former Senior Economist–SBI

1] need to reduce penalty if minimum balance is not maintained [2] need to increase one to one interaction with clients [ why it is necessary has been adequately explained] [3] staff strength needs to be looked into [ in the changed circumstances] [4] 10 years maturity be thought of [5] officer clerk ratio is deteriorating which be repaired —

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