RBI’s new credit risk standards are game changer for Indian economy

https://www.business-standard.com/opinion/columns/rbi-s-new-credit-risk-standards-are-game-changer-for-indian-economy-124082500539_1.html lipped from: https://www.business-standard.com/opinion/columns/rbi-s-new-credit-risk-standards-are-game-changer-for-indian-economy-124082500539_1.html A well-executed model risk management framework can give a lender precise credit assessment, improve customer trust and edge over competition Listen to

SBI’s Dinesh Khara era ends, his successor CS Setty has new challenges | Expert Views – Business Standard

https://www.business-standard.com/opinion/columns/sbi-s-dinesh-khara-era-ends-his-successor-cs-setty-has-new-challenges-124082500363_1.html Clipped from: https://www.business-standard.com/opinion/columns/sbi-s-dinesh-khara-era-ends-his-successor-cs-setty-has-new-challenges-124082500363_1.html With Dinesh Khara’s legacy of stock market’s love for State Bank of India, his successor CS Setty faces the task of sustaining

60% households earning Rs 5 lakh+ live in top 150 Indian districts: Report | India News – Business Standard

https://www.business-standard.com/india-news/60-households-earning-rs-5-lakh-live-in-top-150-indian-districts-report-124082700758_1.html Clipped from: https://www.business-standard.com/india-news/60-households-earning-rs-5-lakh-live-in-top-150-indian-districts-report-124082700758_1.html The report has measured growth of districts based on a district potential index (DPI) score covering socio-economic indicators like income distribution and

Five most overbought SME IPOs of 2024 see 1100x demand amid frenzy

https://www.business-standard.com/markets/ipo/five-most-overbought-sme-ipos-of-2024-see-1100x-demand-amid-frenzy-124082701114_1.html Clipped from: https://www.business-standard.com/markets/ipo/five-most-overbought-sme-ipos-of-2024-see-1100x-demand-amid-frenzy-124082701114_1.html Bets exceed Rs 65,000 crore even as these firms looked to raise a cumulative Rs 60 crore The Rs 7-crore IPO of

Microloan asset quality faces strain as heatwaves, loan waiver rumours bite | Finance News – Business Standard

https://www.business-standard.com/finance/news/micro-loan-asset-quality-deteriorates-in-april-june-quarter-sa-dhan-124082700721_1.html lipped from: https://www.business-standard.com/finance/news/micro-loan-asset-quality-deteriorates-in-april-june-quarter-sa-dhan-124082700721_1.html Asset portfolio shrinks sequentially; Growth seen moderating by 2-3 percentage points in FY25 (Photo: Shutterstock) Listen to This Article The asset quality

Rs 25 lakh loan at 5% needed for middle-class homebuyers: Naredco president | Finance News – Business Standard

https://www.business-standard.com/finance/news/rs-25-lakh-loan-at-5-needed-for-middle-class-homebuyers-naredco-president-124082700715_1.html Clipped from: https://www.business-standard.com/finance/news/rs-25-lakh-loan-at-5-needed-for-middle-class-homebuyers-naredco-president-124082700715_1.html Around 30% of Indians are unable to afford home loan EMIs at current rates, says G Hari Babu (Photo: Shutterstock) Amid rising

Loan recovery: How banks blot their own copybook – The Hindu BusinessLine

https://www.thehindubusinessline.com/opinion/loan-recovery-how-banks-blot-their-own-copybook/article68569618.ece Clipped from: https://www.thehindubusinessline.com/opinion/loan-recovery-how-banks-blot-their-own-copybook/article68569618.ece By overlooking the net interest margin earned while the loan was standard, banks create an inflated perception of losses when calculating ‘haircuts’