<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"
	xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
	xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
	xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
	>
<url><loc>https://aniltikotekar4sme.com/2026/09/12/credit-card-stolen-and-used-rbi-rules-explain-who-will-bear-the-loss/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T04:13:46+00:00</news:publication_date><news:title>Credit card stolen and used? RBI rules explain who will bear the loss</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/your-queries-on-income-tax-file-revised-itr-if-you-have-omitted-late-dividends/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T04:11:47+00:00</news:publication_date><news:title>Your queries on Income Tax: File revised ITR if you have omitted late dividends</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/rs-1-09-crore-remittance-sent-home-by-an-indian-working-in-kuwait-but-he-didnt-file-itr-received-income-tax-notice-gets-relief-in-itat-ahmedabad/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T04:07:36+00:00</news:publication_date><news:title>Rs 1.09 crore remittance sent home by an Indian working in Kuwait, but he didn&#8217;t file ITR, received income tax notice; gets relief in ITAT Ahmedabad</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/rs-1-17-crore-interest-income-of-minor-child-father-faces-rs-12-83-lakh-penalty-itat-delhi-cancels-it/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T04:04:00+00:00</news:publication_date><news:title>Rs 1.17 crore interest income of minor child: Father faces Rs 12.83 lakh penalty; ITAT Delhi cancels it</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/assessment-cannot-survive-after-foundational-section-153c-notice-is-quashed-delhi-itat/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T03:52:17+00:00</news:publication_date><news:title>Assessment Cannot Survive After Foundational Section 153C Notice Is Quashed: Delhi ITAT</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/wrong-pan-cannot-make-one-taxpayer-liable-for-anothers-income-delhi-itat/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T03:49:20+00:00</news:publication_date><news:title>Wrong PAN Cannot Make One Taxpayer Liable for Another’s Income: Delhi ITAT</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/139809/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T03:19:20+00:00</news:publication_date><news:title>Example worth following</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/139807/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T02:50:29+00:00</news:publication_date><news:title>Usage based motor  insurance plans &#8211;Pay as you drive [ PAYD]  &#8211;reducss premium but more altertness is required [2] Premium discounts apply only to own damage section [ and not to Mandatory 3rd party cover ] &#8212; Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/139805/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T02:49:57+00:00</news:publication_date><news:title>RBI Governor&#8211;explains the tools available to them</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/139803/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T02:49:28+00:00</news:publication_date><news:title>Book Evidence Act 2026&#8211;Act balances two objectives &#8211;[a] To preserve investigators&#8217; and courts&#8217; access to banking evidence in legitimate cases and [b] also reduce uncessary legal burden on banks. [2] Concept of &#8221; Special Cause &#8221; meeds to be understood [3] Law to take effect from October 1,2026      Courtesy BL</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/12/139801/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-12T02:39:34+00:00</news:publication_date><news:title>FEX Reserves&#8211; India is 4th &#8212; overtakes Russia &#8212; Information Courtesy news item in BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/139799/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T11:51:15+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/139797/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T11:28:45+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/article-by-chief-rating-officer-care-edge-ratings-mr-sachin-gupta-courtesy-businessline/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T11:06:25+00:00</news:publication_date><news:title>Author predicts durable softening of interest rates is off the table for the foreseeable future &#8211;in India as much as anywhere else. &#8211;Article by Chief Rating Officer &#8211;Care Edge Ratings &#8211;Mr Sachin Gupta&#8211;Courtesy BusinessLine</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/139792/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T10:55:37+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/139790/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T10:55:04+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/cartoon-i-liked-courtesy-businessline-6/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T10:51:33+00:00</news:publication_date><news:title>Cartoon I liked&#8211;Courtesy BusinessLine</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/overall-if-you-include-the-undisbursed-term-loans-unutilised-working-capital-and-pipeline-it-exceeds-rs-9-lac-crore-sbi-md-ashwini-kumar-tewari-news-courtesy-bs/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T02:09:29+00:00</news:publication_date><news:title>&#8221; Overall if you include the undisbursed term loans , unutilised working capital and pipeline, it exceeds Rs. 9 lac crore &#8221; SBI MD Ashwini Kumar Tewari &#8212; News Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/11/139783/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-11T02:01:20+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/10/rbi-directives-in-case-bank-loses-property-papers-1-pay-5000-for-each-day-of-lender-attributable-delay-beyond-30-days-2-if-lost-or-damaged-bank-to-help-obtain-duplicate-or-certified-copies-and/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-10T11:50:36+00:00</news:publication_date><news:title>RBI directives in case bank loses property papers [1] Pay 5000 for each day of lender-attributable delay beyond 30 days [2] If lost or damaged&#8211; bank to help obtain duplicate or certified copies and bear full cost [3] Bank gets 60 days for obtaining duplicate/certified copies &#8211;then compensation begins &#8212; Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/10/income-tax-dept-must-establish-assessees-share-before-taxing-entire-joint-property-purchase-itat/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-10T10:22:35+00:00</news:publication_date><news:title>*****Income Tax Dept must Establish Assessee&#8217;s Share before Taxing Entire Joint Property Purchase: ITAT</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/10/rs-2-42-lakh-fd-investment-and-rs-1-06-lakh-cash-deposits-no-itr-filed-got-income-tax-notice-senior-citizen-wins-case-in-itat-jaipur-after-9-year-fight/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-10T10:08:25+00:00</news:publication_date><news:title>*******Rs 2.42 lakh FD investment and Rs 1.06 lakh cash deposits, no ITR filed, got income tax notice; senior citizen wins case in ITAT Jaipur after 9-year fight</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/09/10/139776/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-09-10T10:28:12+00:00</news:publication_date><news:title></news:title></news:news></url></urlset>
