https://aniltikotekar4sme.com/2026/09/22/140161/aniltikotekar4sme.comen2026-09-22T13:29:54+00:00https://aniltikotekar4sme.com/2026/09/22/140159/aniltikotekar4sme.comen2026-09-22T13:22:51+00:00https://aniltikotekar4sme.com/2026/09/22/140157/aniltikotekar4sme.comen2026-09-22T13:22:17+00:00https://aniltikotekar4sme.com/2026/09/22/140155/aniltikotekar4sme.comen2026-09-22T13:21:30+00:00https://aniltikotekar4sme.com/2026/09/22/140153/aniltikotekar4sme.comen2026-09-22T13:17:34+00:00https://aniltikotekar4sme.com/2026/09/22/140151/aniltikotekar4sme.comen2026-09-22T13:15:59+00:00https://aniltikotekar4sme.com/2026/09/22/140149/aniltikotekar4sme.comen2026-09-22T12:50:33+00:00https://aniltikotekar4sme.com/2026/09/22/upi-1-currency-with-public-12-of-gdp-2-cic-to-gdp-ratio-would-have-been-at-least-2-higher-in-the-absence-of-upi-3-upi-helped-banks-to-notch-up-higher-casa-4-cost-of-handling-cash-is-said-to/aniltikotekar4sme.comen2026-09-22T12:12:39+00:00UPI–[1] Currency with public 12% of GDP–[2] CiC to GDP ratio would have been at least 2% higher in the absence of UPI- [3] UPI helped banks to notch up higher CASA [4] Cost of handling cash is said to be ₹ 20/30 per transaction [5] If currency with public rises even by 1% of GDP –due to UPI avoidance that would mean ₹3.5 trillion leakage out of bank deposits at current annual GDP [6] Article concludes — Monetary [policy] transmission works better when money stays as deposits rather than as cash -Courtesy BShttps://aniltikotekar4sme.com/2026/09/22/140144/aniltikotekar4sme.comen2026-09-22T07:12:13+00:00https://aniltikotekar4sme.com/2026/09/22/rate-disclosure-in-bulk-deposits-1-strategy-that-banks-will-adopt-2-why-run-off-rate-is-important-news-courtesy-businessline/aniltikotekar4sme.comen2026-09-22T06:20:43+00:00Rate disclosure on bulk deposits [1] Strategy that banks will adopt [2] Why  ” run-off rate ” is important ? — News Courtesy BusinessLinehttps://aniltikotekar4sme.com/2026/09/22/bt-big-story-how-the-fcnrb-deluge-has-created-two-new-problems-for-the-rbi/aniltikotekar4sme.comen2026-09-22T01:49:18+00:00BT Big Story: How the FCNR(B) deluge has created two new problems for the RBI https://aniltikotekar4sme.com/2026/09/22/fcnrb-has-rbi-bought-forex-stability-at-too-high-a-cost/aniltikotekar4sme.comen2026-09-22T01:35:07+00:00FCNR(B): Has RBI bought forex stability at too high a cost?https://aniltikotekar4sme.com/2026/09/22/buying-property-one-tds-mistake-can-cost-you-lakhs-3-buyers-faced-rs-5-15-lakh-penalty/aniltikotekar4sme.comen2026-09-22T01:33:05+00:00Buying property? One TDS mistake can cost you lakhs: 3 buyers faced Rs 5.15 lakh penaltyhttps://aniltikotekar4sme.com/2026/09/21/money-gifted-by-father-mother-through-banking-channels-itat-deletes-rs-31-40-lakh-unexplained-money-addition/aniltikotekar4sme.comen2026-09-21T13:53:29+00:00Money Gifted by Father & Mother through Banking Channels: ITAT Deletes Rs 31.40 Lakh Unexplained Money Addition https://aniltikotekar4sme.com/2026/09/21/mumbai-itat-allows-%e2%82%b98-80-crore-section-54f-exemption-despite-wrong-section-54-claim/aniltikotekar4sme.comen2026-09-21T13:47:06+00:00Mumbai ITAT Allows ₹8.80 Crore Section 54F Exemption Despite Wrong Section 54 Claimhttps://aniltikotekar4sme.com/2026/09/21/ao-must-dispose-reopening-objections-before-reassessment-itat-mumbai/aniltikotekar4sme.comen2026-09-21T13:42:28+00:00AO Must Dispose Reopening Objections Before Reassessment: ITAT Mumbaihttps://aniltikotekar4sme.com/2026/09/21/has-the-us-fed-and-ai-created-a-costlier-world-and-has-the-queue-got-longer-for-india/aniltikotekar4sme.comen2026-09-21T13:38:02+00:00Has the US FED and AI created a costlier world ? – And has the queue got longer for India ?https://aniltikotekar4sme.com/2026/09/21/will-the-expected-repo-rate-increase-help-the-psbs-whose-nims-are-already-under-pressure-1-psbs-have-high-proportion-of-retail-agriculturemsmes-ram-which-r-linked-to-eblr-thus-allowing-lend/aniltikotekar4sme.comen2026-09-21T11:34:20+00:00Will the expected repo rate increase help the PSBs whose NIMs are already under pressure? [1] PSBs have high proportion of retail, agriculture,MSMEs [ RAM ] which r linked to EBLR– thus allowing lending rates to reprice immediately [2] Deposit pricing comes with a lag-[3] Annexed table helps us to understand RAM share and NIMs of few PSBs including SBI–News Courtesy BShttps://aniltikotekar4sme.com/2026/09/21/140100/aniltikotekar4sme.comen2026-09-21T11:22:24+00:00BL Editorial on 100% Tariff law –[1] US has advised Ukraine not to attack Russian refineries for fear of causing a shortage and hurting the world [2] So the US wants to squeeze Russian supplies but not by so much as to send crude prices spiralling over current level of around $100 a barrel–[3] Lastly the editorial suggests the Law will be due for review after 180 day and  India can afford to wait it out–https://aniltikotekar4sme.com/2026/09/21/ayushman-bharat-scheme-1-8-years-since-it-was-launched-2-45-crores-cards-issued-3-12-crore-hospital-admissions-authorized-4-pm-rahat-scheme-for-for-road-accident-victims-provides-cashless-t/aniltikotekar4sme.comen2026-09-21T11:13:39+00:00Ayushman Bharat Scheme- [1] 8 years since it was launched [2] 45 crores + cards issued [3] 12 crore hospital admissions authorized [4] PM-RAHAT scheme for for road accident victims provides cashless treatment upto 1.5 lacs for upto 7 days at designated hospitals – [5] Article dwells on why further help is required–  Courtesy Article by Ex NITI Aayog Member Dr K Madan Lal and Health Professional Dr KS UPLABH Gopal– BusinessLinehttps://aniltikotekar4sme.com/2026/09/21/patient-data-1-dpdp-act-mandates-every-entity-processing-information-to-explain-a-how-they-are-processing-patient-information-b-what-is-included-in-patient-information-c-how-long-thi/aniltikotekar4sme.comen2026-09-21T10:52:09+00:00Patient data — [1] DPDP Act mandates every entity processing information to explain [a] how they are processing patient information–[b]  what is included in patient information [c] how long this information will remain with the entity and [d] who is allowed to access this information [2]Failure to disclose these details and /or enforce data safeguards or even inform a patient of a data breach makes the health entity liable to a whopping fine of ₹ 250 crore [3] In another 8 months the law and its penalties will kick in –Courtesy BusinessLinehttps://aniltikotekar4sme.com/2026/09/21/housing-society-flat-owners-rights-%e0%a4%ac%e0%a4%be%e0%a4%b2%e0%a5%8d%e0%a4%95%e0%a4%a8%e0%a5%80-%e0%a4%ac%e0%a4%82%e0%a4%a6-%e0%a4%95%e0%a4%b0%e0%a4%a3%e0%a5%87-%e0%a4%b9%e0%a5%89%e0%a4%b2/aniltikotekar4sme.comen2026-09-21T00:58:38+00:00Housing Society Flat Owners Rights: बाल्कनी बंद करणे, हॉल-बेडरूम वाढवणे महागात पडू शकते! प्रत्येक फ्लॅटधारकांना माहिती पाहिजे नियमhttps://aniltikotekar4sme.com/2026/09/21/joint-ownership-rules-%e0%a4%b8%e0%a4%b9-%e0%a4%95%e0%a4%b0%e0%a5%8d%e0%a4%9c%e0%a4%a6%e0%a4%be%e0%a4%b0%e0%a4%be%e0%a4%9a%e0%a4%be-%e0%a4%ae%e0%a5%83%e0%a4%a4%e0%a5%8d%e0%a4%af%e0%a5%82-%e0%a4%9d/aniltikotekar4sme.comen2026-09-21T00:53:32+00:00Joint Ownership Rules: सह-कर्जदाराचा मृत्यू झाला, तर EMI ची जबाबदारी कोणाची? अख्खा कर्ज माफ होतो का? कायदा, नियम समजून घ्याhttps://aniltikotekar4sme.com/2026/09/21/housing-society-members-rights-%e0%a4%b8%e0%a5%8b%e0%a4%b8%e0%a4%be%e0%a4%af%e0%a4%9f%e0%a5%80%e0%a4%ae%e0%a4%a7%e0%a5%80%e0%a4%b2-%e0%a4%98%e0%a4%b0%e0%a4%be%e0%a4%ac%e0%a4%be%e0%a4%b9%e0%a5%87/aniltikotekar4sme.comen2026-09-21T00:51:44+00:00Housing Society Members Rights: सोसायटीमधील घराबाहेरची जागा नक्की कुणाची? फ्लॅटबाहेर शू रॅक ठेवला तर शेजारचा विरोध करू शकतो, असा आहे सोसायटीचा नियमhttps://aniltikotekar4sme.com/2026/09/21/daughters-property-rights-%e0%a4%b5%e0%a4%a1%e0%a4%bf%e0%a4%b2%e0%a4%be%e0%a4%82%e0%a4%a8%e0%a5%80-%e0%a4%ad%e0%a4%be%e0%a4%b5%e0%a4%be%e0%a4%9a%e0%a5%8d%e0%a4%af%e0%a4%be-%e0%a4%a8%e0%a4%be/aniltikotekar4sme.comen2026-09-21T00:50:02+00:00Daughter’s Property Rights: वडिलांनी भावाच्या नावावर प्रॉपर्टी केली, मुली करू शकतात का संपत्तीवर दावा? विशिष्ट परिस्थितीतच नाकारला जाऊ शकतो हक्कhttps://aniltikotekar4sme.com/2026/09/21/ai-agents-are-coming-for-every-day-tasks-what-goldman-sachs-sees-for-the-next-ai-growth-wave/aniltikotekar4sme.comen2026-09-21T00:45:55+00:00AI agents are coming for every day tasks: What Goldman Sachs sees for the next AI growth wavehttps://aniltikotekar4sme.com/2026/09/21/how-real-is-indias-growth/aniltikotekar4sme.comen2026-09-21T00:36:08+00:00How real is India’s growth?https://aniltikotekar4sme.com/2026/09/21/dollars-no-longer-buy-happiness/aniltikotekar4sme.comen2026-09-21T00:32:26+00:00Dollars no longer buy happinesshttps://aniltikotekar4sme.com/2026/09/21/ph-hc-quashes-time-barred-assessment-for-superior-officer-intervention/aniltikotekar4sme.comen2026-09-21T00:29:01+00:00P&H HC Quashes Time-Barred Assessment for Superior Officer Interventionhttps://aniltikotekar4sme.com/2026/09/20/%e0%a4%85%e0%a4%ae%e0%a5%83%e0%a4%a4%e0%a4%b8%e0%a4%b0%e0%a4%b2%e0%a4%be-%e0%a4%af%e0%a4%be%e0%a4%a4%e0%a5%8d%e0%a4%b0%e0%a5%87%e0%a4%b8%e0%a4%be%e0%a4%a0%e0%a5%80-%e0%a4%97%e0%a5%87%e0%a4%b2%e0%a5%87/aniltikotekar4sme.comen2026-09-20T15:38:35+00:00अमृतसरला यात्रेसाठी गेले अन् वाट चुकून आजोबा थेट बिहारला पोहोचले; अनोळखी व्यक्तीने ChatGPT च्या मदतीने शोधलं कुटुंब