<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"
	xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
	xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
	xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
	>
<url><loc>https://aniltikotekar4sme.com/2026/04/14/bl-editorial-on-exchange-rate-1-indian-unit-was-already-a-worst-performing-asian-currency-in-2025-2-depreciation-of-over-8-over-the-past-8-months-3-real-effective-exchange-rate-was-at-its-lowest/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-14T13:14:15+00:00</news:publication_date><news:title>BL Editorial on exchange rate [1] Indian unit was already a worst performing Asian currency in 2025 [2] depreciation of over 8% over the past 8 months [3] Real effective exchange rate was at its lowest level in 12 years this February [4] RBI&#8217;s move to limit net open positions in rupee derivatives held by banks in the onshore market to just $100 million&#8211; had its effect [5] Now &#8212; the RBI must reverse the directive once the currency stabilises &#8212; Courtesy BusinessLine</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/14/rbi-draft-rules-1digital-payments-frauds-in-2025-crossing-22000-crores-annually-2exprience-from-countries-like-singapore-the-uk-and-sweden-shows-that-such-cooling-off-periods-can-reduce-fr/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-14T12:47:01+00:00</news:publication_date><news:title>RBI draft rules &#8211;[1]Digital payments&#8211;Frauds in 2025 crossing 22000 crores annually [2]Exprience from countries like Singapore , the UK and Sweden shows that &#8221; such cooling-off periods can reduce fraud without significantly affecting routine payments [3] Editorial further says whitelisting mechanism is one way out &#8212; Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/14/itr-can-still-be-filed-after-september-16-2025-with-payment-of-late-fee-and-losing-some-benefits/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-14T03:08:34+00:00</news:publication_date><news:title>ITR can still be filed after September 16, 2025 with payment of late fee and losing some benefits</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/ao-cannot-reopen-completed-income-tax-assessment-after-modified-return-u-s-170a-bombay-hc-quashes-notices-read-order/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T11:54:43+00:00</news:publication_date><news:title>AO Cannot Reopen Completed Income Tax Assessment After Modified Return u/s 170A: Bombay HC Quashes Notices [Read Order]</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/new-itr-forms-alert-secondary-address-field-added-what-taxpayers-must-know-the-economic-times/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T11:16:51+00:00</news:publication_date><news:title>*New ITR forms alert: Secondary address field added, what taxpayers must know &#8211; The Economic Times</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/133400/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T10:28:18+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/133398/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T10:15:53+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/the-writer-narrates-experience-of-mr-x-whose-father-had-died-leaving-behind-mutual-fund-units-and-a-flat-in-mumbai-housing-society-2-while-x-could-get-credit-for-units-in-less-than-48-hours/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T10:00:06+00:00</news:publication_date><news:title>The writer narrates experience of Mr.X &#8212; whose father had died leaving behind mutual fund units and a flat in Mumbai Housing Society.[2] While X could get credit for  units in less than 48 hours, Housing Society treated him [ and his brother who together with Mr X &#8212; were joint nominees ] as provisional members.[3] They couldn&#8217;t deal with the flat without a court order. [4] Very detailed study of the issues involved. [5] If short on time, please read the marked portion&#8211; Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/133394/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T08:22:01+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/133392/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T07:34:21+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/04/13/disinherited-in-a-will-a-settlement-deed-can-still-give-son-or-daughter-rights-over-property-the-economic-times/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-04-13T04:35:07+00:00</news:publication_date><news:title>Disinherited in a Will? A settlement deed can still give son or daughter rights over property &#8211; The Economic Times</news:title></news:news></url></urlset>
