<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance"
	xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"
	xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
	xmlns:news="http://www.google.com/schemas/sitemap-news/0.9"
	xmlns:image="http://www.google.com/schemas/sitemap-image/1.1"
	>
<url><loc>https://aniltikotekar4sme.com/2026/06/26/rbi-3/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:37:12+00:00</news:publication_date><news:title>RBI</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/indias-active-credit-cards-cross-120-million-in-may/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:34:24+00:00</news:publication_date><news:title>India&#8217;s active credit cards cross 120 million in May</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/rbi-proposes-ai-risk-framework-for-banks/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:28:19+00:00</news:publication_date><news:title>RBI proposes AI risk framework for banks</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/household-share-of-bank-deposits-fall-fcnrb-push-may-aid-mobilisation/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:25:24+00:00</news:publication_date><news:title>Household share of bank deposits fall; FCNR(B) push may aid mobilisation</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/make-indian-auditors-less-of-an-oddity/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:17:35+00:00</news:publication_date><news:title>Make Indian auditors less of an oddity</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/discrepancy-between-loan-or-purchase-advance-not-justifiable-for-addition-u-s-69a-or-revision-u-s-263-itat-read-order/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:11:58+00:00</news:publication_date><news:title>*******Discrepancy between ‘Loan’ or ‘Purchase Advance’ not justifiable for Addition u/s 69A or Revision u/s 263: ITAT [Read Order]</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/10-silent-gst-mistakes-that-can-invite-scrutiny-notice/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T01:08:42+00:00</news:publication_date><news:title>*****10 silent GST Mistakes That Can Invite Scrutiny Notice</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/26/assessment-held-invalid-as-jurisdictional-officer-failed-to-issue-mandatory-section-1432-notice/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-26T00:59:12+00:00</news:publication_date><news:title>*******Assessment Held Invalid as Jurisdictional Officer Failed to Issue Mandatory Section 143(2) Notice</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136850/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T14:44:17+00:00</news:publication_date><news:title>Editorial in Loksatta on Ex Fed Chief&#8211;Courtesy Loksatta</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136848/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T14:43:36+00:00</news:publication_date><news:title>RBI Governor&#8217;s candid interview&#8211;Courtesy BL</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136846/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T14:42:42+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/gold-loans-19-4-lakh-crores-as-of-march-2026-6-3-crores-as-of-march-2023-2-rise-of-84-in-fy-26-courtesy-businessline/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T14:41:14+00:00</news:publication_date><news:title>Gold loans 19.4 lakh crores as of March 2026&#8211; [ 6.3 crores as of March 2023 ] [2] Rise of 84% in FY 26&#8211; Courtesy BusinessLine</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136842/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:45:53+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136840/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:19:31+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136837/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:19:03+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136835/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:17:42+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136833/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:01:47+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136831/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:01:08+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136829/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T11:00:37+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136827/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:59:06+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136825/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:58:34+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136823/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:57:33+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136821/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:56:14+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136819/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:54:56+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136817/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:53:48+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136815/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:52:42+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136813/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:51:01+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136811/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:50:16+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136809/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:49:21+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136807/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:45:22+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136805/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:44:49+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136803/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:44:07+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136801/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:43:16+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136799/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:42:29+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/no-form-16-heres-how-salaried-taxpayers-can-file-itr-using-ais-and-form-26as-for-fy-2025-26/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:05:09+00:00</news:publication_date><news:title>No Form 16? Here&#8217;s how salaried taxpayers can file ITR using AIS and Form 26AS for FY 2025-26</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/income-tax-dept-identifies-up-to-20000-cases-of-individuals-who-used-the-swapped-provisions-trick-to-reduce-net-tax-liability-know-what-to-do-now-to-fix-this/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T09:58:16+00:00</news:publication_date><news:title>Income tax dept identifies up to 20,000 cases of individuals who used the ‘swapped provisions’ trick to reduce net tax liability; Know what to do now to fix this</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/from-1-1-2027-1-victims-of-small-value-digital-banking-frauds-involving-losses-of-upto-%e2%82%b950000-in-fraudulent-electronic-banking-transactions-will-be-eligible-for-compensation-upto-%e2%82%b925/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T10:25:21+00:00</news:publication_date><news:title>From 1.1.2027 [1] Victims of small value digital banking frauds involving losses of upto ₹50000 in fraudulent electronic banking transactions will be eligible for compensation upto ₹25000 &#8211; subject to certain conditions [2] Victim- an individual or sole proprietor-will receive compensation  equivalent to 85% of the net loss amount or ₹25000 whichever is lower&#8211; [3] Glancing through marked portion is solicited&#8211; Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/incentives-for-nris-must-be-reviewed-bs-editorial-puts-forth-5-reasons-1-670-billion-fex-reserves-not-considered-enough-2-how-much-thru-this-route-is-likely-to-be-mobilized-and-whether-th/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T03:54:22+00:00</news:publication_date><news:title>Incentives for NRIs must be reviewed&#8211;BS editorial puts forth 5 reasons&#8211; [1] $670 billion FEX reserves not considered enough ? [2] How much&#8211; thru this route&#8211;is likely to be mobilized and whether that will be sufficient? [3] Will the potentially large inflows not influence currency market &#8212; Reasons under [4] and [5] equally worth knowing&#8211;</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/25/136778/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-25T01:35:27+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/24/rbi-clears-the-decks-with-faqs-2-commercial-banks-including-their-overseas-branches-are-allowed-to-extend-loans-to-non-residents-or-issue-standby-letters-of-credit-sblcs-in-favor-of-overseas-lende/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-24T13:23:59+00:00</news:publication_date><news:title>RBI clears the decks with FAQs [2] Commercial banks including their overseas branches are allowed to extend loans to non residents or issue standby letters of credit [SBLCs] in favor of overseas lenders against FCNR[B] deposits under the swap facility announced earlier this month[2] However RBI has not specified the quantum of loans that can be extended against such deposits or the permissible leverage leaving banks to to determine these parameters [3] SBI is offering leverage of upto nine times &#8212; Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/24/%e2%82%b9-rate-caught-between-stronger-dollar-inflows-and-dollar-index-likely-to-become-stronger-2-downside-is-95-and-facing-key-resistance-at-94-20-news-courtesy-businessline/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-24T06:22:54+00:00</news:publication_date><news:title>₹$ rate caught between stronger dollar inflows and dollar index likely to become stronger [2] downside is 95 &#8212; and facing key resistance at 94.20 &#8211; News Courtesy BusinessLine</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/06/24/india-ratings-1-banks-raised-more-than-1-trillion-rupees-thru-cd-in-the-fortnight-ended-june-15-2-cd-maturities-remain-high-at-3-15-trillion-between-june-and-august-2026-news-courtesy-bs/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-06-24T05:36:57+00:00</news:publication_date><news:title>India Ratings &#8212; [1] Banks raised more than 1 trillion rupees thru CD in the fortnight ended June 15 [2] CD maturities remain high at 3.15 trillion between June and August 2026- news courtesy BS</news:title></news:news></url></urlset>
