https://aniltikotekar4sme.com/2026/09/11/overall-if-you-include-the-undisbursed-term-loans-unutilised-working-capital-and-pipeline-it-exceeds-rs-9-lac-crore-sbi-md-ashwini-kumar-tewari-news-courtesy-bs/aniltikotekar4sme.comen2026-09-11T02:09:29+00:00” Overall if you include the undisbursed term loans , unutilised working capital and pipeline, it exceeds Rs. 9 lac crore ” SBI MD Ashwini Kumar Tewari — News Courtesy BShttps://aniltikotekar4sme.com/2026/09/11/139783/aniltikotekar4sme.comen2026-09-11T02:01:20+00:00https://aniltikotekar4sme.com/2026/09/10/rbi-directives-in-case-bank-loses-property-papers-1-pay-5000-for-each-day-of-lender-attributable-delay-beyond-30-days-2-if-lost-or-damaged-bank-to-help-obtain-duplicate-or-certified-copies-and/aniltikotekar4sme.comen2026-09-10T11:50:36+00:00RBI directives in case bank loses property papers [1] Pay 5000 for each day of lender-attributable delay beyond 30 days [2] If lost or damaged– bank to help obtain duplicate or certified copies and bear full cost [3] Bank gets 60 days for obtaining duplicate/certified copies –then compensation begins — Courtesy BShttps://aniltikotekar4sme.com/2026/09/10/income-tax-dept-must-establish-assessees-share-before-taxing-entire-joint-property-purchase-itat/aniltikotekar4sme.comen2026-09-10T10:22:35+00:00*****Income Tax Dept must Establish Assessee’s Share before Taxing Entire Joint Property Purchase: ITAThttps://aniltikotekar4sme.com/2026/09/10/rs-2-42-lakh-fd-investment-and-rs-1-06-lakh-cash-deposits-no-itr-filed-got-income-tax-notice-senior-citizen-wins-case-in-itat-jaipur-after-9-year-fight/aniltikotekar4sme.comen2026-09-10T10:08:25+00:00*******Rs 2.42 lakh FD investment and Rs 1.06 lakh cash deposits, no ITR filed, got income tax notice; senior citizen wins case in ITAT Jaipur after 9-year fighthttps://aniltikotekar4sme.com/2026/09/10/139776/aniltikotekar4sme.comen2026-09-10T10:28:12+00:00https://aniltikotekar4sme.com/2026/09/10/139763/aniltikotekar4sme.comen2026-09-10T06:04:53+00:00SBI DGM [Economist]–” FCNR[B] benefits outwieigh costs “–[1] Hedging cost $16.3 billion while investment income [ US Treasury ] will be $22.4 billion –net surplus being $6.1 billion [ which translates into -Rs.58372 crores at the current exchange rate [2] So it will not be fiscal drag [3] Liquidity dynamics –12 trillion of rupee liquidity offers much relief to banks to lend to the productive sectors and it eases elevated CD ratio [3] Banks may need couple of quarters to use these surplus funds [4] RBI’s forward position will be taken care of [ $100 billion short dollar position with $40 billion maturing within an year –As these positions unwind, liquidity will automatically contract [5] September and October which are — traditionally liquidity strained months –because of advance tax, credit growth–capex revival, government borrowing and import payments ahead of Diwali & festival induced purchases –will have absorbed much of this surplus–Article by Mr Bibekananda Panda — Courtesy BLhttps://aniltikotekar4sme.com/2026/09/10/quote-of-the-day-courtesy-businessline-2/aniltikotekar4sme.comen2026-09-10T01:46:45+00:00Quote of the day — Courtesy BusinessLinehttps://aniltikotekar4sme.com/2026/09/10/%e0%a4%86%e0%a4%a7%e0%a4%be%e0%a4%b0-%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%a1%e0%a4%ae%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a5%87-%e0%a4%a8%e0%a4%be%e0%a4%b5-%e0%a4%ac%e0%a4%a6%e0%a4%b2%e0%a4%a3/aniltikotekar4sme.comen2026-09-10T01:15:31+00:00आधार कार्डमध्ये नाव बदलणे झाले सोपे, विवाह, घटस्फोटामुळे अर्ज रिजेक्ट नाही होणारhttps://aniltikotekar4sme.com/2026/09/10/%e0%a4%a4%e0%a5%81%e0%a4%ae%e0%a4%9a%e0%a5%8d%e0%a4%af%e0%a4%be-atm-%e0%a4%95%e0%a4%be%e0%a4%b0%e0%a5%8d%e0%a4%a1%e0%a4%ae%e0%a4%a7%e0%a5%8d%e0%a4%af%e0%a5%87-10-%e0%a4%b2%e0%a4%be%e0%a4%96%e0%a4%be/aniltikotekar4sme.comen2026-09-10T01:13:31+00:00तुमच्या ATM कार्डमध्ये 10 लाखांचा फ्री इन्शुरन्स; टेक-नियम माहित नसेल तर क्लेम होईल रिजेक्टhttps://aniltikotekar4sme.com/2026/09/10/personalised-banking-to-become-mainstream-in-one-year-amitabh-chaudhry/aniltikotekar4sme.comen2026-09-10T01:01:43+00:00Personalised banking to become mainstream in one year: Amitabh Chaudhryhttps://aniltikotekar4sme.com/2026/09/10/subhash-chandras-zee-pledge-saga-how-promoter-leverage-turned-growth-ambition-into-a-debt-trap/aniltikotekar4sme.comen2026-09-10T00:58:22+00:00Subhash Chandra’s Zee pledge saga: How promoter leverage turned growth ambition into a debt traphttps://aniltikotekar4sme.com/2026/09/09/mumbai-man-sells-property-for-rs-24-cr-buys-multiple-homes-ltcg-benefit-denied-itat-says-this/aniltikotekar4sme.comen2026-09-09T16:04:04+00:00Mumbai man sells property for Rs 24 Cr, buys multiple homes; LTCG benefit denied — ITAT says thishttps://aniltikotekar4sme.com/2026/09/09/gifted-shares-will-you-pay-tax-on-todays-value-or-the-original-purchase-price/aniltikotekar4sme.comen2026-09-09T16:02:29+00:00Gifted shares: Will you pay tax on today’s value or the original purchase price?https://aniltikotekar4sme.com/2026/09/09/banks-may-have-just-a-minute-to-spot-and-stop-frauds/aniltikotekar4sme.comen2026-09-09T15:59:48+00:00Banks may have just a minute to spot and stop fraudshttps://aniltikotekar4sme.com/2026/09/09/139738/aniltikotekar4sme.comen2026-09-09T13:10:33+00:0029 companies line up to garner capital–via listing route — Couratesy BLhttps://aniltikotekar4sme.com/2026/09/09/139736/aniltikotekar4sme.comen2026-09-09T13:06:55+00:00Ex-Chairperson of IBBI-Mr Sahoo [ & Mr Raghav Pande ] elaborately discuss how bank guarantee — particularly in IBC parlance–should be evaluated [1] Personal guarantee works before the default occurs [2] The guarantee discourages excessive risk taking, mitigates moral hazard and aligns the promoter’s interests more closely with those of the lender and the company [3] Thus a guarantee has two kinds of value– Its ex-post value is the additional recovery it can provide after default– Its ex-ante value is the discipline it creates before default -[4] A guarantee is not magic collateral –it is not meaningless paper either. It is simultaneoulsly a risk allocation mechnism , an incentive value may operate long before defaualt.[5] What that guarantee was actually worth before distress and after distress–therefore, becomes the right question—Courtesy BShttps://aniltikotekar4sme.com/2026/09/09/139734/aniltikotekar4sme.comen2026-09-09T13:05:20+00:00https://aniltikotekar4sme.com/2026/09/09/139721/aniltikotekar4sme.comen2026-09-09T11:31:16+00:00RBI Guv on fintechs–[1] Helped bridge India’s MSME’s credit gap by extending formal, collateral like credit to millions of small businesses that were invisible to traditional underwriting models-[2] Fintechs have taken banking from the branch to the hand of every citizen [3] Fintechs have improved customer experience and efficiency in India’s financial infrastructure, reducing account opening and payment settlement times, cutting transaction costs, strengtheing fraud detection through AI driven analytics–enabling real time supervision– Courtesy BLhttps://aniltikotekar4sme.com/2026/09/09/139718/aniltikotekar4sme.comen2026-09-09T11:30:08+00:00Constraints at present vis a vis flow of FPI–[1] LTCGs 12.5% & STCG 20% besides applicable surcharge and cess [2] India levies both STT and capital gains tax [3] Double taxation -typically taxes paid in India are often difficult to claim as foreign tax credit at home [4] Added to this rupee depreciation — all this reduces post tax dollar returns — Article by Mr Janak Raj–Courtesy BShttps://aniltikotekar4sme.com/2026/09/09/139714/aniltikotekar4sme.comen2026-09-09T11:02:59+00:00सरकारने बांधकाम क्षेत्राच्या अडचणी समजावून घेतल्या व ४ महिने ज्यादा वेळ दिला — सौजन्य लोकसत्ता