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<url><loc>https://aniltikotekar4sme.com/2026/08/08/138328/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T06:52:27+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138326/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T06:14:49+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138324/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T06:13:20+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138322/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T06:12:48+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138319/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T06:10:51+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138317/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T06:10:02+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138315/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T05:49:20+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138313/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T05:48:13+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/08/138308/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-08T03:38:12+00:00</news:publication_date><news:title>Candid admission by SBI Chairman&#8211;YONO Pay missed the bus [1] Google Pay and [Walmart&#8217;s] PhonePay enjoy 80% market share -as per data from NPCI [2] In contrast SBI&#8217;s YONO ranked 19th among UPI applications processing just 23 million transactions worth nearly 6000 crore in a month&#8211; News courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/kyc-dg-rbi-mr-swaminathan-j-who-narrates-his-experience-as-manager-says-1-effective-kyc-programme-requires-banks-to-understand-the-customer-relationship-keep-keep-relevant-information-upto/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T12:34:52+00:00</news:publication_date><news:title>KYC-DG RBI Mr Swaminathan J- who narrates his experience as manager &#8216;says  [1] Effective KYC programme requires banks to understand the customer relationship, keep relevant information upto date &#038; use it meaningfully for risk assessment &#038; transaction monitoring [2] He ends with advice &#8211; &#8221; A sound KYC programme requires both compliance and compassion&#8211; Article Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/138302/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T10:54:52+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/138298/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T04:09:59+00:00</news:publication_date><news:title>All we wanted to know about MDR on UPI&#8211;[1] It is a fee a merchant pays to accept digital payments  [2] MDR not likely in the immediate future [3] Whenever implemented, it will be for UPI transactions above 2000 [4] At present the Centre partly subsidises UPI transactions thru annual budgetary allocations [5] MDR already applies to Credit/Debit cards &#8211;.Article Courtesy BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/138296/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T03:55:59+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/fo-income-tax-filing-which-itr-form-to-use-how-to-calculate-turnover-and-new-ay-2026-27-rules-explained-ahead-of-due-dates/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T02:30:59+00:00</news:publication_date><news:title>F&#038;O income tax filing: Which ITR form to use, how to calculate turnover, and new AY 2026-27 rules explained ahead of due dates</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/why-upi-needs-transaction-fees/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T02:26:08+00:00</news:publication_date><news:title>Why UPI needs transaction fees</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/homebuyers-lose-stilt-parking-case-maharashtra-court-explains-why-builders-allotment-was-invalid/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T02:25:10+00:00</news:publication_date><news:title>Homebuyers lose stilt parking case: Maharashtra court explains why builder&#8217;s allotment was invalid</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/can-you-get-income-tax-notice-for-making-digital-payments-through-upi-neft-rtgs-and-imps-know-when-it-can-be-triggered/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T02:15:49+00:00</news:publication_date><news:title>*******Can you get income tax notice for making digital payments through UPI, NEFT, RTGS, and IMPS? Know when it can be triggered</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/07/rs-1-33-crore-cash-deposit-no-itr-filing-yet-senior-citizen-wins-income-tax-case-itat-bangalore-explains-why/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-07T02:10:36+00:00</news:publication_date><news:title>Rs 1.33 crore cash deposit, no ITR filing, yet senior citizen wins income tax case; ITAT Bangalore explains why</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138279/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T15:19:00+00:00</news:publication_date><news:title></news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138250/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T10:47:27+00:00</news:publication_date><news:title>Millions in South Korea suffered [2]  44% correction in Kospi index in just 40 days due to just 2 AI semicondutor stocks &#8211;Samsung and SK Hynix&#8211;[3] India saves itself because of lack of AI bubble and of course superior regulation&#8211;Courtesy Editorial in BL</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138248/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T10:44:17+00:00</news:publication_date><news:title>Indians paying for app-based services [2] and the country is evolving from being the world&#8217;s largest mobile app downloads market into a market that also pays for services [3] Revenues &#8211;Google one tops followed by ChatGPT-OpenAI [4] Downloads-ChatGPT-OpenAI tops followed by Instagram &#8211; News Courtesy BL</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138246/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T10:35:16+00:00</news:publication_date><news:title>MPC -Path ahead&#8211; Editorial says MPC actions in the context of higher inflation rates could help on the currency front as well&#8211; Editorial in BS</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138242/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T10:18:34+00:00</news:publication_date><news:title>OpenAI showcasing news ways users can leverge ChatGPT Voice&#8211;to handle learning, productivity and communication tasks through natural conversions -news courtesy BL</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138240/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T09:59:14+00:00</news:publication_date><news:title>Two news items [1] RBI says rupee is in stronger territory and does not intend to close FCNr[B] scheme ahead of deadline [2] News 2&#8211; UPI ecosystems needs a sustainable funding mechanism but the talks now are premature &#8212; News Courtesy BL</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138238/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T09:46:09+00:00</news:publication_date><news:title>Pune police in action mode&#8211;With their continued involvement&#8211; including awareness campaign amongst citizens- News clipping courtesy Sakal</news:title></news:news></url><url><loc>https://aniltikotekar4sme.com/2026/08/06/138236/</loc><news:news><news:publication><news:name>aniltikotekar4sme.com</news:name><news:language>en</news:language></news:publication><news:publication_date>2026-08-06T09:44:23+00:00</news:publication_date><news:title>एकूण वाहने ३०.४८ कोटी -त्यापैकी १६.५४ कोटी वाहनाकडे वैध विमा नाही. 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