https://aniltikotekar4sme.com/2026/09/05/139522/aniltikotekar4sme.comen2026-09-05T14:26:58+00:00Article by Mr Devangshu Gupta–[1] FY 24–GDP growth rate was revised down from 9.2% to 7.2% [2] FY 25 growth over FY 24 was increased from 6.5% to 7.1%–[3] Nominal GDP for FY 26 was reduced by over 3%–[4] Nominal growth in Q1FY 27 over Q1FY 26 was 10.3%—-and after applying the GDP deflator , real GDP growth was estimated at 7.8%. The deflator is– about 2.3% which appears low– Article courtesy BShttps://aniltikotekar4sme.com/2026/09/05/139515/aniltikotekar4sme.comen2026-09-05T10:52:27+00:00Ex-HDFC Bank Chairman ” When household savings fall sharply– the avenues for banks to mobilise deposits get clipped ” [2] O Time deposits– ” You have to make time deposits attractive ” [3] Customer Service ” needs to be ramped up ” –Courtesy BShttps://aniltikotekar4sme.com/2026/09/05/139513/aniltikotekar4sme.comen2026-09-05T10:51:01+00:00Lot many issues are discussed–worth knowing — Courtesy BLhttps://aniltikotekar4sme.com/2026/09/05/139511/aniltikotekar4sme.comen2026-09-05T10:50:06+00:00Meta’s Instagram and Facebook–What turns casual use into compulsive behaviour-[a]Autoplay-[b]endless scrolling-[c] personalized feeds-[d] notifications-and [e] algorithmic recommendations –[2] Meta –in USA–recently agreed to huge compensation and safeguards to protect minors [2] This article exhorts Central Government to examine [a] screen time [b] effects of algorithmic recommendations [c] addictive design [d] exposure to harmful contents –[e] online harrasment [f] social comparison — Courtesy BL editorialhttps://aniltikotekar4sme.com/2026/09/05/1-more-than-two-thirds-of-the-deposits-were-parked-in-the-five-year-tenor-2-around-80-of-the-funds-mobilised-came-thru-the-leverage-route-3-nri-could-earn-an-effective-11-4-return-by-placing-1-m/aniltikotekar4sme.comen2026-09-05T07:30:55+00:00[1] More than two-thirds of the deposits were parked in the five-year tenor [2] Around 80% of the funds mobilised came thru the leverage route [3] NRI could earn an effective 11.4% return by placing 1 million –for detailed understanding please go thru marked portion– Courtesy BLhttps://aniltikotekar4sme.com/2026/09/05/two-news-items-one-predicts-possibility-of-rate-hike-in-october-and-the-other-one-50-basis-points-cost-reduction-for-banks-both-courtesy-bs/aniltikotekar4sme.comen2026-09-05T05:18:03+00:00Two news items –One predicts possibility of rate hike in October and the other one predicts 50 basis points cost reduction for banks -both courtesy BS-https://aniltikotekar4sme.com/2026/09/05/the-said-news-item-also-avers-although-the-impact-will-not-be-significant-because-this-is-for-a-shorter-period-courtesy-bs/aniltikotekar4sme.comen2026-09-05T03:21:02+00:00Puzzle to me — With LCR of large lenders well above 120%– not able to figure out how they can derive benefit from reduced rates — [2] The said news item also avers ” although the impact will not be significant because this is for a shorter period ” Courtesy BShttps://aniltikotekar4sme.com/2026/09/05/139497/aniltikotekar4sme.comen2026-09-05T02:41:39+00:00https://aniltikotekar4sme.com/2026/09/05/139495/aniltikotekar4sme.comen2026-09-05T02:40:03+00:00https://aniltikotekar4sme.com/2026/09/05/rbi-drains-rs-6-lakh-crore-via-vrrr/aniltikotekar4sme.comen2026-09-05T01:27:32+00:00RBI drains Rs 6 lakh crore via VRRR https://aniltikotekar4sme.com/2026/09/05/who-are-you-again/aniltikotekar4sme.comen2026-09-05T01:21:46+00:00Who are you, again?https://aniltikotekar4sme.com/2026/09/05/rs-34-8-lakh-difference-in-price-and-stamp-duty-added-to-husbands-income-for-taxation-despite-jointly-owned-property-itat-mumbai-calls-it-not-justified/aniltikotekar4sme.comen2026-09-05T01:15:19+00:00Rs 34.8 lakh difference in price and stamp duty added to husband’s income for taxation despite jointly owned property – ITAT Mumbai calls it ‘not justified’https://aniltikotekar4sme.com/2026/09/05/rs-15-lakh-fraud-money-credited-to-senior-citizens-account-police-wanted-to-question-him-hc-grants-anticipatory-bail-on-this-ground/aniltikotekar4sme.comen2026-09-05T01:11:59+00:00Rs 15 lakh fraud money credited to senior citizen’s account, police wanted to question him; HC grants anticipatory bail on this groundhttps://aniltikotekar4sme.com/2026/09/05/rs-25-lakh-cash-deposited-in-bank-income-tax-officer-sends-notice-for-unexplained-cash-u-s-69-taxpayer-wins-case-in-itat-bangalore-heres-why/aniltikotekar4sme.comen2026-09-05T01:04:48+00:00Rs 25 lakh cash deposited in bank, income tax officer sends notice for unexplained cash u/s 69; Taxpayer wins case in ITAT Bangalore, here’s whyhttps://aniltikotekar4sme.com/2026/09/04/139466/aniltikotekar4sme.comen2026-09-04T10:44:01+00:00[1]“Mopping up the surplus banking liquidity is a challenge,” Nomura said [2] Kotak Mahindra Bank expects durable liquidity to peak at around Rs 12 lakh crore in September [3] The liquidity glut pulled down weighted average call rate to 4.96% on Thursday [4] CRR hike –will be complicated –to implement– because special FCNR(B) deposits were exempted from CRR and statutory liquidity ratio (SLR) requirements [5] For banks, abundant liquidity could support stronger loan growth -Courtesy FEhttps://aniltikotekar4sme.com/2026/09/04/139463/aniltikotekar4sme.comen2026-09-04T06:24:35+00:00Anxious moments ahead -Rising Bond yields will push up financing costs – and can increase solvency risks for leveraged entities.[1] Japan 3% -highest since 1996 [2] UK 6% – multi decade high [3] India – 10 Year paper touching 7% – [4] FED might be required to raise rates if inflation does not crawl back to mandated 2% -and this will be a bad news for emerging markets [5] For India — only durable answer is–become competitive –to attract FDI and portfolio investment– Courtesy BShttps://aniltikotekar4sme.com/2026/09/04/ibc-is-not-a-panacea-isb-professor-asks-why-banks-did-not-monitor-subhash-chandras-falling-assets/aniltikotekar4sme.comen2026-09-04T01:26:22+00:00‘IBC is not a panacea’: ISB professor asks why banks did not monitor Subhash Chandra’s falling assetshttps://aniltikotekar4sme.com/2026/09/04/i-gave-chatgpt-7-days-to-help-me-make-rs-4000-heres-how-much-i-actually-earned/aniltikotekar4sme.comen2026-09-04T01:22:12+00:00I gave ChatGPT 7 days to help me make Rs 4,000. Here’s how much I actually earnedhttps://aniltikotekar4sme.com/2026/09/04/one-registry-all-your-insurance-5-ways-the-proposed-system-can-help-policyholders/aniltikotekar4sme.comen2026-09-04T01:19:40+00:00One registry, all your insurance? 5 ways the proposed system can help policyholdershttps://aniltikotekar4sme.com/2026/09/04/https-economictimes-indiatimes-com-prime-is-crude-oil-becoming-a-financial-problem-primearticleshow-133713568-cms/aniltikotekar4sme.comen2026-09-04T01:03:19+00:00https://economictimes.indiatimes.com/prime/is-crude-oil-becoming-a-financial-problem/primearticleshow/133713568.cmshttps://aniltikotekar4sme.com/2026/09/04/source-of-cash-deposits-cannot-be-doubted-unless-other-source-of-income-is-established-itat-allows-appeal/aniltikotekar4sme.comen2026-09-04T00:48:46+00:00Source of Cash Deposits cannot be Doubted unless other Source of Income is Established: ITAT allows appeal https://aniltikotekar4sme.com/2026/09/04/rbi-meets-banks-as-liquidity-surplus-nears-rs-10-lakh-crore/aniltikotekar4sme.comen2026-09-04T01:17:48+00:00RBI meets banks as liquidity surplus nears Rs 10 lakh crore