Clipped from: https://www.thehindu.com/business/Economy/banks-may-raise-deposit-rates-to-compete-with-increases-in-small-savings-rbi/article66432642.ece The returns for the October to December 2022 quarter, were 44-77 bps than the formula-determined rates, the RBI said in its October bulletin The
Category: RBI–Banks–NBFCs
A crucial Budget for banks – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/a-crucial-budget-for-banks/article66425116.ece With liquidity becoming tight, sectors where the Budget signals a credit push in the context of elections will be closely watched Banks will
Pampering bondholders | The Financial Express
Clipped from: https://www.financialexpress.com/opinion/pampering-bondholders/2957953/ It is not the banks’ or regulator’s job to protect investors who throw caution to the winds because of greed A decision against
👍👍👍War for deposits will intensify | Business Standard Column-
Clipped from: https://www.business-standard.com/article/opinion/war-for-deposits-will-intensify-123012200499_1.html For most banks, the liability part of the balance sheet has been on autopilot, and the strategies have evolved around credit growth and
🙏🙏Expected credit loss framework will help banks spot loan stress early – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/expected-credit-loss-framework-will-help-banks-spot-loan-stress-early/article66414455.ece But banks may need to spruce up their risk evaluation teams ECL framework will help spot loan stress early The RBI has proposed
🙏Banks ‘batting’ for ECLGS extension
Banks ‘batting’ for ECLGS extension: https://www.thehindubusinessline.com/money-and-banking/banks-bat-for-extension-of-eclgs/article66396573.ece
Budget Expectation: Liquidity support system for NBFCs to Parity in Income Tax treatment on NPA provisions | The Financial Express
Clipped from: https://www.financialexpress.com/budget/budget-expectation-liquidity-support-system-for-nbfcs-to-parity-in-income-tax-treatment-on-npa-provisions-2945018/ The key question for the finance minister in the upcoming Union Budget is how to position NBFCs in the financial system in the
🙏‘Crypto is just gambling’: RBI Governor Shaktikanta Das seeks ban on cryptocurrencies – BusinessToday***
Clipped from: https://www.businesstoday.in/industry/banks/story/crypto-trading-is-just-gambling-rbi-governor-shaktikanta-das-seeks-ban-on-cryptocurrencies-360210-2023-01-13 Explaining further about the reason behind the crypto ban, Das, speaking at the BT Banking & Economy summit, said that besides the commonly
RBI’s compliance audit of NBFCs will be challenging – The Hindu BusinessLine***
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/rbis-compliance-audit-of-nbfcs-will-be-challenging/article66346730.ece An audit can help rid the sector of bad actors and shell companies Compliance audit of NBFCs will be challenging RBI’s move was
Banks’ CD ratio to rise further as loan growth seen outpacing deposit growth – The Hindu BusinessLine***
Clipped from: https://www.thehindubusinessline.com/money-and-banking/banks-cd-ratio-to-rise-further-as-loan-growth-seen-outpacing-deposit-growth/article66342443.ece Banks’ C-D ratio has been increasing since November 2021 to touch 74.8 per cent as of December 2, expanding 480 bps from a
RBI opens sandbox to 6 firms to test anti-fraud solutions – The Hindu BusinessLine*****
Clipped from: https://www.thehindubusinessline.com/money-and-banking/rbi-selects-6-entities-for-test-phase-under-regulatory-sandbox-for-prevention-and-mitigation-of-financial-frauds/article66341780.ece Allows regulator, innovators, customers to conduct field tests The ‘regulatory sandbox’ helps in collecting evidence on the benefits and risks of new financial
‘Today’s banks are seen as tech companies with banking licence’ – The Hindu BusinessLine***
Clipped from: https://www.thehindubusinessline.com/money-and-banking/todays-banks-are-seen-as-tech-companies-with-banking-licence/article66329282.ece How and why Karnataka Bank prioritises digital tech, data for growth Mahabaleshwara MS, MD and CEO, Karnataka Bank The 98-year-old Karnataka Bank Ltd
Kochhargate: A litmus test for CBI | Business Standard Column*
Clipped from: https://www.business-standard.com/article/opinion/kochhargate-a-litmus-test-for-cbi-123010100231_1.html The country’s premier investigative agency’s record in probing complex financial misdeeds is not exactly immaculate Last week, a special court remanded former MD
Remove the ‘*’ in banking products – The Hindu BusinessLine*
Clipped from: https://www.thehindubusinessline.com/opinion/remove-the-in-banking-products/article66304969.ece Bundling and force-selling of insurance plans with banking products is unacceptable Mis-selling: The devil lies in the detail | Photo Credit: Atstock Productions
Rate hike understandable, but growth is a concern – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/opinion/editorial/time-to-taper/article66234886.ece Interest rates should not choke off investment, just as inflation should not throttle consumption. The Reserve Bank of India (RBI) Governor Shaktikanta Das
Worst of inflation is over, but its moderation will be very uneven: Patra – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/worst-of-inflation-is-over-but-its-moderation-will-be-very-uneven-patra/article66235741.ece Even as it hiked the repo rate by another 35 bps on Wednesday, RBI believes that the worst of the CPI inflation is
Enhanced HTM Limit: Banks asked to progressive reduce excess SLR by March-end 2025 – The Hindu BusinessLine
Clipped from: https://www.thehindubusinessline.com/money-and-banking/enhanced-htm-limit-banks-asked-to-progressive-reduce-excess-slr-by-march-end-2025/article66239411.ece Earlier this enhanced limit was available for securities acquired between September 1, 2020 and March 31, 2023 Mumbai: A woman walks past the
Microfinance is broadening and deepening financial inclusion
Microfinance is broadening and deepening financial inclusion: https://www.thehindubusinessline.com/opinion/microfinance-is-broadening-and-deepening-financial-inclusion/article66235482.ece
RBI should stamp out inflation –Courtesy BusinessLine
RBI should stamp out inflation: https://www.thehindubusinessline.com/opinion/rbi-should-stamp-out-inflation/article66236029.ece
RBI Monetary Policy: MPC hikes repo rate by 35 basis points, know what experts have to say | Business Standard News
Clipped from: https://www.business-standard.com/article/finance/rbi-monetary-policy-mpc-hikes-repo-rate-by-35-basis-points-know-what-experts-have-to-say-122120700430_1.html Despite some signs of moderation, RBI Governor Shaktikanta Das said the main risk was that inflation would remain sticky and elevated The Reserve Bank
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